Every year, millions of Indian investors rush into last-minute tax-saving instruments as the financial year draws to a close. But in today’s landscape, marked by evolving tax regulations, changing fund classifications, and sharper scrutiny, reactive investing is no longer enough. The past few budget cycles have rewritten the tax treatment of mutual funds,...
Planning for retirement rarely sits at the top of anyone’s daily to-do list. Life throws enough curveballs—irregular paycheques, unpredictable expenses, or shifting career paths. Whether you’re building a business, thriving as an athlete, embarking on a creative freelance career, or simply managing a family and career, security in later years depends on deliberate,...
As global concerns around climate change, social justice, and ethical governance grow, investors are re-evaluating how their money is allocated. In India, this has led to the emergence of green investing, with a focus on ESG—Environmental, Social, and Governance funds. ESG investing integrates sustainability and ethical practices into investment decisions, aiming to generate...
A Strategic Insight for Investors, Financial Advisors, and Fund Managers India in the Global Spotlight As of mid-2025, India is attracting strong interest from global and domestic investors alike. Amid global economic volatility, India’s stable macro fundamentals, structural reforms, and expanding consumption base have made it a key destination for capital. From foreign...
Let’s assume you take a home loan of ₹70 lakhs with the following terms: Over the full loan term, here’s how much you end up paying: That’s more than double the original loan amount. However, by combining this repayment with a disciplined investment strategy, you can offset this cost significantly—or even completely. Here’s...
On April 2, 2025, U.S. President Donald Trump stunned global markets by declaring a national economic emergency and enforcing a 10% baseline reciprocal tariff on all U.S. imports. Country-specific rates soared as high as 54%, with India assigned a 26% tariff. In a matter of hours, market screens turned red across continents. This...
Investing in mid and small-cap mutual funds can be challenging, especially during market downturns. Many investors contemplate halting their Systematic Investment Plans (SIPs) in these funds to avoid potential losses. However, historical data and scenario analyses suggest that maintaining a disciplined investment approach can be beneficial in the long run. Understanding Market Cycles...
Asset allocation forms the foundation of effective portfolio construction. Back in 1986, Brinson, Hood, and Beebower made waves by suggesting that about 93.6% of a portfolio’s returns over time could be attributed to asset allocation decisions. While this finding has been debated since then, it drove home an important point: asset allocation is...
Foreign Institutional Investors (FIIs) are a key driving force in financial markets. Their large-scale investments can boost market confidence, while significant selling can cause turbulence. Over the past few months, FIIs have been consistently selling their holdings in Indian equities. Let’s explore the reasons behind this trend and its implications. A Trend of...
After experiencing a significant drop of over 10% in the benchmark indices, the stock markets seem poised for a “Santa Claus rally” this December. Several factors like increased government spending, attractive valuations, and renewed interest from foreign investors are boosting confidence among market participants. Market Recovery and Recent Trends The Indian stock market...
