We like to think money decisions are rational. In reality, most are fast, intuitive, and shaped by mental shortcuts that were useful in the wild but expensive in the markets. The good news is you do not need to erase your emotions to invest well. You need a system that recognizes predictable behavioral...
“93% of Indians earning less than ₹50,000 per month now depend on credit cards for daily expenses. When your lifestyle grows faster than your income, debt becomes your silent financial killer.” India is facing a double-edged financial crisis: booming consumerism on one hand, collapsing savings and rising household debt on the other. Household debt...
Planning for retirement rarely sits at the top of anyone’s daily to-do list. Life throws enough curveballs—irregular paycheques, unpredictable expenses, or shifting career paths. Whether you’re building a business, thriving as an athlete, embarking on a creative freelance career, or simply managing a family and career, security in later years depends on deliberate,...
Let’s assume you take a home loan of ₹70 lakhs with the following terms: Over the full loan term, here’s how much you end up paying: That’s more than double the original loan amount. However, by combining this repayment with a disciplined investment strategy, you can offset this cost significantly—or even completely. Here’s...
Starting November 1, 2024, the Securities and Exchange Board of India (SEBI) will make some big changes to how mutual funds and certain securities operate. These changes are aimed at making the financial market more transparent and protecting investors’ interests. One of the major updates is that mutual funds will now come under...
In the realm of finance and investment, comprehending the intricate interplay between the economy and markets is crucial for informed decision-making. As investors, being attuned to the underlying mechanisms driving economic shifts and market behavior empowers us to navigate uncertainties and seize opportunities effectively. Unlocking the Economy-Market Relationship The economy serves as the...
